Apart from the purchase price of the property, which the buyer pays to the seller, the following additional costs are incurred:  

– Notary: 1 to 2.5% of the purchase price
– Technical report by a surveyor for the notary: EUR 800 to 1,500
– Urban planning report (CDU – certificato destinazione urbanistica): EUR 80 (1 month) or EUR 160 (express processing in 7 days)

– Land transfer tax on buildings (if purchased as a second home): 10% of the cadastral value*
– Land transfer tax on buildings (if purchased as a primary residence): 3 % of the cadastral value*
– Land transfer tax on agricultural land: approx. 18 % of the purchase price

– Stamp duty: approx. 1 % of the purchase price
– Real estate agent’s commission: 3–5 % of the purchase price (due upon conclusion of the preliminary contract according to law)
– Professional translation of the purchase agreement: EUR 800 to 1500. The price is calculated based on the number of words; a quote will be provided.

– Sworn translator for signing the purchase agreement: approx. EUR 400.

*The cadastral value is calculated from the cadastral income. This can be found in the cadastral extract and is usually significantly lower than the market value.

After you have submitted your written purchase intention, you will receive my guide and I will be at your disposal with all my knowledge, in your language and with
my entire team until your dream of a home in Tuscany has come true!

In Italy, the codice fiscale is required for the declaration of intent to purchase, the conclusion of a contract, opening a bank account, and registering for electricity, gas, water, and telephone services. Translated, this means “tax identification number” and is more comparable to the German identity number.  

The codice fiscale is a simple registration number for unique identification and can be obtained from the local tax office (Agenzia delle Entrate). It has no tax implications (unless you open a company in Italy). Every Italian child is automatically assigned this number at birth.

If your primary residence is in Italy and you can prove that you are employed, the codice fiscale also gives you access to state health insurance. We are happy to advise and assist you in obtaining the codice fiscale, which is required for buying a house in Tuscany.

You need to understand your house purchase contract in Tuscany! If you are fluent in Italian, you do not need a translation. Otherwise, a translation is important and mandatory. In order to provide you with a comprehensible and legally sound contract in English, we work closely with a specialist translator for notarial contracts in Tuscany. Yvonne Meissner grew up bilingual and has been working as a professional translator for German, Dutch, and English for over 25 years.

She will ensure that the notarial contract is translated correctly and to a high standard and will be present at the signing of the contract at the notary’s office to translate on site, as the legal regulations applicable in Italy require the presence of a translator acting as an interpreter for official documents.